Direct Line, Commercial Property Created by host on 12/24/2010 4:24:05 PM Direct Line's new Commercial Property Insurance from Direct Line gives you the cover you need as the landlord of one or more rented commercial properties.
Whether the rented property is a single office or a portfolio of commercial properties, there's a risk for all of fire, theft, malicious damage and public liabilities amongst others. Direct Line's Commercial Property Insurance covers against each of these risks as part of its standard cover and then allows the policyholder to tailor it to their individual needs by adding optional extras or increasing cover levels.
Standard cover:
•Buildings including Equipment breakdown
•Public and Property owners liability
Optional cover:
•Loss of rent receivable
•Landlords contents
•Employers liability
•Personal accident
Key selling points:
•Alternative accommodation costs, up to 20% of the sum insured on the damaged building
•Damage to gardens caused by emergency services up to £25,000 for any one claim
•Free 24-hour advice lines including glass replacement and legal advice
•Equipment breakdown, including landlords contents contained within tenanted property
The top commercial property owner trades who bought Direct Line's Commercial Property Insurance are:
•Offices
•Motor dealer
•Hairdressers
•Light engineering
•Estate agency
•Café
•Clothing retail
•Public House
•Beauty Salon
•Sandwich bar
